American Legend Rider Blog

Will my insurance rates go up after a theft claim?

Will my insurance rates go up after a theft claim?

Often yes, though usually less than you'd fear. Theft falls under comprehensive coverage, and comprehensive claims are generally treated more gently than at-fau

Will my insurance rates go up after a theft claim?

Often yes, though usually less than you'd fear. Theft falls under comprehensive coverage, and comprehensive claims are generally treated more gently than at-fau

What is gap insurance for motorcycles?

What is gap insurance for motorcycles?

Gap insurance covers the gap between what you still owe on your motorcycle loan and what your insurer actually pays if the bike is stolen or totaled. Standard c

What is gap insurance for motorcycles?

Gap insurance covers the gap between what you still owe on your motorcycle loan and what your insurer actually pays if the bike is stolen or totaled. Standard c

Do I still pay my loan if my motorcycle is stolen?

Do I still pay my loan if my motorcycle is stolen?

Yes. The loan and the motorcycle are two separate obligations — the thief took your bike, not your debt. You owe the lender every payment until the balance is c

Do I still pay my loan if my motorcycle is stolen?

Yes. The loan and the motorcycle are two separate obligations — the thief took your bike, not your debt. You owe the lender every payment until the balance is c

Does leaving the key in the ignition void theft coverage?

Does leaving the key in the ignition void theft...

In most cases, no — comprehensive coverage generally pays for theft even when the owner was careless, and leaving the key in the ignition is carelessness, not a

Does leaving the key in the ignition void theft...

In most cases, no — comprehensive coverage generally pays for theft even when the owner was careless, and leaving the key in the ignition is carelessness, not a

Can insurance deny my stolen motorcycle claim?

Can insurance deny my stolen motorcycle claim?

Yes, and it happens more than riders expect. Theft claims get extra scrutiny because vehicle theft fraud is real, and honest owners sometimes get caught in the

Can insurance deny my stolen motorcycle claim?

Yes, and it happens more than riders expect. Theft claims get extra scrutiny because vehicle theft fraud is real, and honest owners sometimes get caught in the

How long does a stolen motorcycle insurance claim take?

How long does a stolen motorcycle insurance cla...

Most stolen motorcycle claims take somewhere between a few weeks and a couple of months from filing to payout. There's no fixed rule — it depends on your insure

How long does a stolen motorcycle insurance cla...

Most stolen motorcycle claims take somewhere between a few weeks and a couple of months from filing to payout. There's no fixed rule — it depends on your insure