How much should I spend on motorcycle security?

A common rule of thumb riders use is around 10% of the bike's value on security — roughly $500-$1,000 of protection for a $7,000-$10,000 motorcycle. Treat that as a sanity check, not a law. What matters more is spending it in the right order:

• First: a serious chain and lock plus something solid to anchor to. This is the layer that physically stops theft — don't cheap out here, because budget cable locks fail in seconds.
• Second: a GPS tracker. Prevention sometimes fails no matter what you spend; a hidden tracker with movement alerts is your recovery plan. One-time-purchase models with no monthly fee keep the lifetime cost low.
• Third: an alarmed disc lock or alarm for noise and deterrence.
• Fourth: a cover — the cheapest layer per unit of protection you can buy.

Two honest caveats: gear you find annoying is gear you'll stop using, so buy what fits your actual routine — and past a certain point, money buys diminishing returns. A $200 chain used every single night beats a $600 setup that stays in the garage.

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