What should I do immediately after my motorcycle is stolen?

Move fast — the first few hours matter more than everything you do afterward combined. Here's the order:

• 1. Rule out the boring explanations. Thirty seconds: was it towed, or moved by someone you know?
• 2. Call the police immediately. File a report with your VIN, plate, make/model/year, color, and photos. Get the report number — your insurer will require it, and the VIN goes into the national stolen vehicle database.
• 3. Check your GPS tracker. If you have one fitted, open the app and get the live location — then give it to the police and let them recover the bike. Do not go retrieve it yourself; people who steal motorcycles are not people to surprise.
• 4. Notify your insurer the same day and start the claim.
• 5. Tell your lender if the bike is financed — and keep making payments.
• 6. Watch the marketplaces. Set alerts on Craigslist, Facebook Marketplace, and OfferUp for your model and distinctive parts. Report matches to police — don't arrange a meetup yourself.
• 7. Canvass for cameras. Doorbells, storefronts, parking lots near where it was taken. Footage helps police and your claim.

Speed, documentation, and letting police handle contact — that's the whole playbook.

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