American Legend Rider Blog

Do I still pay my loan if my motorcycle is stolen?

Do I still pay my loan if my motorcycle is stolen?

Yes. The loan and the motorcycle are two separate obligations — the thief took your bike, not your debt. You owe the lender every payment until the balance is c

Do I still pay my loan if my motorcycle is stolen?

Yes. The loan and the motorcycle are two separate obligations — the thief took your bike, not your debt. You owe the lender every payment until the balance is c

Does leaving the key in the ignition void theft coverage?

Does leaving the key in the ignition void theft...

In most cases, no — comprehensive coverage generally pays for theft even when the owner was careless, and leaving the key in the ignition is carelessness, not a

Does leaving the key in the ignition void theft...

In most cases, no — comprehensive coverage generally pays for theft even when the owner was careless, and leaving the key in the ignition is carelessness, not a

Can insurance deny my stolen motorcycle claim?

Can insurance deny my stolen motorcycle claim?

Yes, and it happens more than riders expect. Theft claims get extra scrutiny because vehicle theft fraud is real, and honest owners sometimes get caught in the

Can insurance deny my stolen motorcycle claim?

Yes, and it happens more than riders expect. Theft claims get extra scrutiny because vehicle theft fraud is real, and honest owners sometimes get caught in the

How long does a stolen motorcycle insurance claim take?

How long does a stolen motorcycle insurance cla...

Most stolen motorcycle claims take somewhere between a few weeks and a couple of months from filing to payout. There's no fixed rule — it depends on your insure

How long does a stolen motorcycle insurance cla...

Most stolen motorcycle claims take somewhere between a few weeks and a couple of months from filing to payout. There's no fixed rule — it depends on your insure

What proof does insurance need for a stolen motorcycle claim?

What proof does insurance need for a stolen mot...

Insurers investigate theft claims carefully, so expect to provide real documentation. The typical list: Police report: non-negotiable. File it immediately and g

What proof does insurance need for a stolen mot...

Insurers investigate theft claims carefully, so expect to provide real documentation. The typical list: Police report: non-negotiable. File it immediately and g

Will insurance cover stolen motorcycle accessories and gear?

Will insurance cover stolen motorcycle accessor...

Sometimes — but usually with limits, and it's one of the most common surprises in a theft claim. Coverage typically splits three ways: Factory equipment: anythi

Will insurance cover stolen motorcycle accessor...

Sometimes — but usually with limits, and it's one of the most common surprises in a theft claim. Coverage typically splits three ways: Factory equipment: anythi